Tell us your credit box.

We only send you scenarios that fit what you actually fund. The more precisely you describe the box, the fewer files you decline.

Leave this field empty

Who you are

Institution and contact

Institution name *

Institution type

Your name *

Title

Email *

Phone

Products

What you originate

Check every product you actively fund on 1–4 unit residential.

Conventional / Conforming FHA VA Jumbo Non-QM DSCR — investor Fix & flip / bridge

The credit box

Where your line actually sits

These are the four numbers that decide whether a scenario is worth your time. Leave any blank if it varies by program and note it below.

Minimum FICO

Max DTI %

Back-end ratio

Max LTV %

Min DSCR

Investor products only

Loan size

The band you work in

Minimum loan

Maximum loan

Property

What you will lend on

Property types

Single-family Condominium Townhome 2–4 unit

Occupancy accepted

Primary residence Second home Investment

Documentation types

Full doc (W-2 / tax returns) Bank statement Asset depletion P&L only No income — DSCR

Edge cases

The ones that usually decide a referral

Most declines happen here rather than on the headline numbers.

We do first-time buyer programs We lend on non-warrantable condos

Geography

States you are licensed in

AL AK AZ AR CA CO CT DE DC FL GA HI ID IL IN IA KS KY LA ME MD MA MI MN MS MO MT NE NV NH NJ NM NY NC ND OH OK OR PA RI SC SD TN TX UT VT VA WA WV WI WY

Anything else

Notes for Mike

How did you hear about us?

Send me REOMind Deal FlowWeekly Florida distressed and REO intel — the inventory moving before it is public. The list is buyers actively acquiring, and REO inventory is going 1–4 unit as well as commercial. You are the financing half of that market: you see the deals as they surface, and the buyers reading it need a lender who already knows the asset. Unsubscribe any time; separate from your application either way.

No referral fees — RESPA §8

Linton Global Solutions gives and accepts no fee, kickback, or thing of value in exchange for referring 1–4 unit residential mortgage business. Being listed costs nothing and buys nothing — a match is an introduction to a borrower whose scenario fits the box you described above, and nothing more.

Michael R. Linton reviews every application personally. FL Broker #BK703722.